An analysis of deployment of credit by scheduled commercial banks to priority sector and towards education loans in specific.

Sonal Sudhir Revankar

Abstract


Priority Sector Lending (PSL) programme has been an integral part of the banking policy in India. It is a major public policy intervention through which credit is directed to the sectors of national priorities critical for both employment and equity. For a developing country like India that is set to take advantage of the demographic dividend, education undoubtedly figures as an area of national priority. Therefore this paper makes attempt to examine the growth of priority sector advances of scheduled commercial banks in India and distribution of credit towards education loans as covered by this programme. 


Keywords


priority sector lending, education loans, scheduled commercial banks in India.

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